موعد اجتماع البنك المركزي والقرارات المتوقعة بشأن سعر الفائدة

The central topic of public interest revolves around the upcoming meeting of the Central Bank and the anticipated decision regarding interest rates at banks. Public opinion is divided, with expectations split between maintaining current rates and implementing a reduction.

The Monetary Policy Committee of the Central Bank of Egypt is scheduled to convene on Thursday, November 20, 2025, at 5 p.m. This will be the seventh meeting of the year and the second-to-last one in 2025. Since the beginning of the year, the central bank has lowered interest rates by a total of 6.25% over four separate occasions.

Throughout the year, the Central Bank holds eight meetings globally to determine the direction of interest rates. Interest rate adjustments are a key tool used by the bank to manage inflation and stabilize the prices of goods and services. When inflation declines, the bank may respond by lowering interest rates to help maintain price balance in the market.

Regarding the expected decision in today’s meeting, banking and economic experts anticipate that the Central Bank will either reduce interest rates or keep them unchanged. Mohamed Abdel Aal, a banking expert, previously shared in a press statement that the committee might prioritize an interest rate cut, potentially ranging between 0.5% and 1% in this session.

He further explained that this might be followed by an additional cut of between 1% and 1.5% in December if inflation begins to ease. This approach aims to avoid triggering any new inflationary expectations after the inflation rate rose in October. Abdel Aal predicted a total interest rate cut of about 2% by the end of 2025, split between the November 20 and December 25 meetings.

Inflation rates have seen an upward trend recently. In Egyptian cities, inflation increased to 12.5% in October, up from 11.7% in September, according to a statement from the Central Agency for Public Mobilization and Statistics. This rise in inflation was mainly driven by the government’s decision to raise fuel prices following a reduction in subsidies. In October, diesel and gasoline prices increased by two Egyptian pounds per liter for the second time during 2025.

The inflation increase and fuel price adjustments set the stage for cautious watchfulness as stakeholders await today’s Central Bank meeting and its impact on the broader economy.